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  UNIVERSAL CLASSIC - The comprehensive Medical and Health Savings Plan
Universal Classic Savings Plan offers a unique alternative to the high cost of health care. These programs reduce the cost of medical services through pre-negotiated rates with various medical service and equipment providers. These providers include pharmacies, optical and hearing service providers, dentists, and chiropractors.
People who may benefit from using a medical discount program to reduce out-of-pocket expenses include:
  • Individuals with no insurance coverage
  • Individuals with high-deductible health plans and/or medical savings accounts
  • Medicare recipients
  • Individuals with insurance plans that do not provide coverage for certain items or services
Physician and Hospital
Save 20% to 45% on healthcare from 350,000 medical doctors, hospital and clinics. Includes Preventative and Diagnostic Procedures, Cosmetic Services, Infertility and More... Save 10% to 30% on hospital services.
Patient Advocacy
Save 20% to 50% on healthcare by our Patient Advocacy Team associates who are trained to eliminate the hassles and frustrations typically encountered when dealing with the healthcare system and to negociate the healthcare cost with all the providers for our members.
Dental Care
Save 20% to 60% on most Dental Procedures Oral Exams & Unlimited Cleanings Major work such as dentures, root canals, and crowns.
Vision
Save 35% on eyeglasses, plus savings on laser vision correction, contact lenses, and more.
Prescription Drugs
Save up to 55% on generic prescription drugs and 15% on name brand drugs from the nation's leading pharmacies. Our members save an average of 24%.
Chiropractic
Save 10% to 30% on chiropractic services including x-rays, exams and consultations, and adjustments.
▪ Holistic Health
Save 10% to 30% on holistic medicine, including homeopathic and herbal remedies, nutritional counseling, massage therapy, Tai Chi, Yoga, and many popular holistic health services.
Vitamins and Nutritional Supplements
Enjoy 25% savings on your favorite vitamins, minerals and nutritional supplements.
Hearing Aids
Free Hearing Tests, 30% to 62% off retail prices on name brand hearing aids from HearPO, a leading manufacturer of quality products.
Nurse On-Call
24 Hour Nurse Help-Line Available to Members 24/7 for questions, counseling, and home health care advice. All these money-saving opportunities are available to you and your family for one low monthly fee! All discounts based off provider's normal fees.
Diabetic Supplies
You'll Save 15% on Diabetes Management & lifestyle enhancement products.

Disclosures:
1. Please note that THIS IS NOT INSURANCE.
2. The plan provides discounts at certain health care providers for medical services.
3. The plan does not make payments directly to the providers of medical services.
4. Plan members are obligated to pay for all health care services but will receive a discount from those healthcare providers who have contracted with the discount medical plan organization.
5. Discount Medical Plan Organization and administrator:
United First Universal Group, Inc.
6009 Richmond Ave Suite 120, Houston, TX 77082
Phone: 1-888-570-3844


The program and its administrators have no liability for providing healthcare service or guaranteeing the quality of service rendered. Note to Utah residents: This contract is not protected by the Utah Life and Health Guaranty Association.
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Copyrightⓒ 2006 United First Universal Group, Inc. All rights reserved.